One of the fascinating aspects of having the longevity that I have had in relation to financial crime risk and compliance, coupled with my previous career as a lawyer, is that things come around again and again.
What is now called "RegTech" has been around, in one form or another, since the 1990s. But underpinning all KYC and transaction monitoring decisions, be they by people or machines, is the Risk Matrix.
Looking back over the past 20 or so years of seminar tours, one of the most popular was Building a Risk Matrix. Time, methinks, to produce a new version of that...