20201127 A friend asks…..

Q: Do you think online banking is safer than banking at the counter at bank branches?

A. Safer? In the sense that you aren’t sitting in a petri-dish of diseases? Of course. I’ve only been in a bank branch (other than to the ATM), I think, a dozen times in the past decade and most of those were in England and mostly nothing to do with my own accounts. But it’s not because of diseases: it’s because it’s always a pain in the arse because counter staff have such narrow areas of expertise that I’d rather just write and await a response.