20210806 Money in a bank: whose is it?

The essence of banking is that a bank is in a fiduciary position in relation to its customers and that deposits are, in effect if not in law, held on behalf of account holders in a form of trust.

In short, money in the bank belongs to the account holder.

What if it doesn’t?

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20160526 Brexit: the young should register to vote – and they should vote “Leave”

Nigel Morris-Cotterill

David Cameron, speaking in Japan where he is attending the G7 Summit, has said that the young, in Britain, should register to vote. He says it may be the most important vote of their lives and it is for them to decide what kind of country they want to live in. He’s exactly right.

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